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Important Facts You Need to Know About Covered California Obamacare

The health insurance marketplace in the US state of California is called Covered California basing on the Patient Protection and Affordable Care Act, wherein the exchange enables individuals and small business to avail of health insurance at federally subsidized rates. Covered California is being administered by an independent agency of the California government. California was the first state in the United States to set up a health insurance marketplace and the California Health Benefit Exchange was created under then-Governor Arnold Schwarzenegger, prioritizing Obamacare in 2010. Now, Californians can get federal premium assistance to help them in availing private insurance from insurance companies.

The different insurance companies participating in Covered California for the individual and family exchange as of 2017 are the following: Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, and Brand New Day. All Californians can sign up for Covered California’s open enrollment that starts each fall, or anytime during the year because of life-changing events such as giving birth, moving or relocation, or getting married. If you have a household income of 0% to 400% of the Federal Poverty Level, then you may be qualified to get assistance through the Covered California government health insurance plan, and basing on your household income, you may qualify to get up-front tax credits when you enroll in health insurance in California through Obamacare or the Covered California Health Exchange.

For determining if you are qualified for the Covered California Health Exchange, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. According to the Obamacare Income Guidelines and salary restrictions, an individual earns less than $47,520 in a year, or a family makes less than $97,200 per year, they may qualify for government assistance basing on their income, and a greater amount of government assistance is available if a family has a lower household net income. What are the requirements for low-income females who are expecting a baby? Pregnant women may qualify for Covered California if her household earnings is more than 138% to 213%. Children under 19 years old may qualify to enroll on Obama Care California plans for MediCal when the family household income is 266% or less. Proof of income accepted include bank statements, pay stubs, and others.

The Obamacare simplified is very helpful to low-income earning families, making quality healthcare accessible to everybody. If you need help to answer the question, “Where can I find the Covered California offices near me?”, come and visit Covered California website now! Be an informed California citizen, know your rights and benefits, feel free to visit our website or homepage for related articles now! You deserve quality healthcare, so take advantage of Obamacare or Covered California now!

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